Enriching the lives of everyone we serve –

One transaction, one relationship, one community at a time.

This farmer touches his crop with his hand.

We’ve been serving people in our communities for generations. By working together and staying true to our roots, we’ve built our communities, supported our schools and businesses and taken care of one another.

We’ve been guided by values like honesty, integrity and loyalty every step of the way.

We offer a wide range of financial products and services – like savings and checking accounts, personal, business and farm and ranch loans and internet-based solutions – that make it easy and convenient to BankNorth.

More importantly, our staff provides the kind of excellent service that can only come from people who are as committed to our communities’ vibrancy as you are.

It’s about being a stand-up neighbor, lending a hand through tough times, celebrating and building together in good times, being there and making things easier all the time. And it’s how we’ve been doing business as a family-owned, locally operated bank for more than a century.


We’ve Always Been Headed This Way

Moving forward together for more than a century.

First State Bank of Arthur was organized and issued a charter to begin business as a community bank in 1905. W. H. Simmons, Louis Bettschen, Fred Williams and J. H. Gale organized the bank and served as its first elected directors. W. C. Gamble was the first cashier.

Photo of young family while visiting family farm in their pick-up truck.From the beginning, First State Bank of Arthur held its customers’ trust above all else. Its directors and officers worked to retain that trust through sound management that maintained the bank’s financial strength.

In 1932, upon the death of Fred Williams, J. E. Sommerfeld was elected the bank’s president and B. A. Helland became the cashier and executive officer. They guided First State Bank of Arthur through one of the most difficult periods in the history of banking.

The banking crisis of the early 1930s threatened the security of many banks and their customers. By the time Franklin Delano Roosevelt was inaugurated in March 1933, banks in all 48 states had either closed or had placed restrictions on how much money depositors could withdraw. FDR’s first act as president was to declare a national “bank holiday” that closed banks for a three-day cooling off period. Solvent banks reopened but many never recovered. During that time and after, throughout The Great Depression, First State Bank of Arthur’s directors and officers made sure all demands were met and depositors never lost any money.

Sommerfeld continued to serve as president for 29 years. Lloyd Williams was elected president in 1962, and James L. Williams replaced him in 1975. Helland was the cashier and executive officer until his death in 1955, when Gale E. Hill replaced him. In 1988, Kim O. Larson was appointed executive vice president & CEO and joined the board of directors in 1990.

In 1992, the bank changed its name to First State Bank of North Dakota (FSBND). That same year, FSBND purchased The First State Bank of Buffalo. Larson became president and CEO in 1999, and FSBND purchased the deposits of First National Bank of North Dakota in Casselton. In May 2002, FSBND’s holding company, First Financial Corp., purchased The First State Bank of LaMoure, which consisted of banks in Marion, Dickey, Oakes and LaMoure. Shortly after the purchase, FSBND closed the branch in Dickey. The two organizations merged in January 2005. In December 2010, FSBND acquired four Cornerstone Bank branches, in Enderlin, Lisbon, Sheldon and Fort Ransom. In October 2012, the Sheldon and Fort Ransom locations were closed.  Larson continued to serve as CEO and James L Williams III was appointed as the bank’s president in 2016.

After more than a century of operating branch locations exclusively in North Dakota, FSBND acquired a community bank in South Dakota.  In July 2018, to reflect the new multi-state presence, FSBND changed its name to BankNorth.  In 2019, James L Williams III was elected  CEO and Bernie Sinner was appointed as president of the bank.  BankNorth’s directors and officers are as committed as the bank’s founders to serving our customers with honesty, loyalty and integrity, and to maintaining the organization’s financial strength through good times and bad.

BankNorth now has 10 branches, in Arthur, Buffalo, Casselton, Enderlin, LaMoure, Lisbon, Marion and Oakes in North Dakota, and Aberdeen and Warner in South Dakota.